The 20 Best Student Bank Accounts in London

When it comes to managing finances as a student in London, finding the right bank account is crucial. Whether it's for paying bills, receiving student loans, or simply keeping track of expenses, having a student bank account that meets your needs is essential. Luckily, there are numerous options available to students in the city, each offering a range of services and benefits.
From no monthly fees to overdraft facilities, students have a variety of features to consider when choosing a bank account. To help make the decision easier, we have compiled a list of the 20 Best Student Bank Accounts in London. Whether you're looking for online banking options, mobile apps, or attractive interest rates, this list will provide you with all the information you need to compare and find the best option for your financial needs.
- Free monthly fees
- Overdraft facilities
- Mobile banking apps
- Interest rates
- Student loan options
- 1. Britannia South Bank
- 2. The Norinchukin Bank
- 3. Union Bank UK plc
- 4. Chapter South Bank
- 5. Starling Bank
- 6. Bankside - iQ Student Accommodation London
- 7. FBN Bank
- 8. ABANCA
- 9. United Trust Bank
- 10. Bank Of Baroda (UK) Limited
- 11. United Overseas Bank Ltd
- 12. Current Account Switch Service
- 13. State Bank of India
- 14. British Arab Commercial Bank
- 15. UBL UK
- 16. Bank of Communications, London Branch
- 17. South Bank Students' Union
- 18. International Bank Services (IBS) - Merchant Account Provider
- 19. U M T B London
- 20. International Bank Note Society

- Monday: 9:30 AM–6 PM
- Tuesday: 9:30 AM–6 PM
- Wednesday: 9:30 AM–6 PM
- Thursday: 9:30 AM–6 PM
- Friday: 9:30 AM–6 PM
- Saturday: Closed
- Sunday: Closed
1. Britannia South Bank
Information and Reviews
Customers have praised Britannia South Bank for numerous reasons:
- Great school
- Quiet student dormitory with excellent facilities
- Convenient location and good value for money
With a high rating of 4.8 and positive reviews, Britannia South Bank is a top choice for students looking for a comfortable and convenient place to stay while pursuing their studies in London.

- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
2. The Norinchukin Bank
Information and Reviews
Customers have raved about their experiences with The Norinchukin Bank, leaving glowing reviews that highlight a few key points:
- Excellent customer service
- Efficient and convenient banking options
- Professional and knowledgeable staff
These positive reviews speak volumes about the quality of service that customers can expect when they choose The Norinchukin Bank for their banking needs.

- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
3. Union Bank UK plc
Information and Reviews
Some key points from customer reviews include:
- Good Bank to people with
- Great service and attention to detail
- Professional and knowledgeable staff
One satisfied customer mentioned, "Buenos días Se. UNIÓN BANK PLC, I am reaching out to inquire about a financial matter. I have a friend who has been contacted by a financial institution called exelsiorcreditor07@hotmail, and I want to verify if this is not a fraud. Your bank's credibility is at stake, and I await your response to address this issue. Thank you."
The bank also prioritizes Accessibility, with Wheelchair-accessible entrance options available for all customers. For premier banking services and a customer-centric approach, look no further than Union Bank UK plc.

- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
4. Chapter South Bank
Information and Reviews
Customer reviews rave about the excellent staff and housekeepers who are described as courteous, caring, and incredibly kind individuals. The welcoming environment and attentive service provided by the staff make residents feel at home and well-supported.
- Residents appreciate the central location and proximity to essential services in the area.
- The helpful and friendly staff receive high praise for their exceptional service.
- Amenities such as the Sky terrace, gym, and study room are highlighted as valuable features for residents.
- The comfortable and well-maintained living spaces contribute to a positive living experience.

- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
5. Starling Bank
Information and Reviews
- One customer expressed frustration over an account freeze and poor customer support, impacting both business operations and personal life negatively.
- Another customer was pleasantly surprised by the excellent service and app functionality, especially highlighting the ethical credentials of the bank.
- On the other hand, a customer faced difficulties in opening an account and was not provided with clear reasons or satisfactory customer service.
- A traveler encountered issues with contactless payments while abroad, leading to a challenging experience with customer service and reliance on alternate payment methods.
Despite the varied reviews, Starling Bank strives to offer modern banking solutions to its customers, emphasizing accessibility and convenience.

- Monday: 8 AM–8 PM
- Tuesday: 8 AM–8 PM
- Wednesday: 8 AM–8 PM
- Thursday: 8 AM–8 PM
- Friday: 8 AM–8 PM
- Saturday: Closed
- Sunday: Closed
6. Bankside - iQ Student Accommodation London
Information and Reviews
- Responsive and friendly staff.
- Efficient problem-solving by the maintenance team.
- Supportive and helpful accommodation experience.
Customers highlight the helpfulness of Mr. Neil, Joyce, Garry, and other team members in ensuring a positive stay. The accomodation is commended for its dedication to resolving issues promptly and for fostering a supportive community for students.

- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
7. FBN Bank
Information and Reviews
With a solid rating of 4.1 based on 10 reviews, FBN Bank has garnered positive feedback from their patrons. Some key points highlighted in the reviews include:
- Disadvantages in the exchange rate conversion that eats into the interest earned on fixed deposits
- Accessibility to the bank's office
- Professional and efficient customer service
Overall, FBN Bank is a reliable choice for individuals looking for a trustworthy financial partner in London.

- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
8. ABANCA
Information and Reviews
Customers have left glowing reviews about their experiences with ABANCA. Here are some key points from their reviews:
- High-quality customer service at the London office, surpassing other banks in the UK and Spain.
- Excellent customer service, helpful with both account inquiries and mortgage information for properties in Spain.
- Professional and courteous assistance provided with ease for clients living between London and England.
- Professional and thorough resolution of customer queries, leaving them highly satisfied.
These reviews attest to the dedication and professionalism of the staff at ABANCA, making it a top choice for banking needs. Visit their website for more information or give them a call at +44 20 7434 3773 to experience their exceptional service firsthand.

- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
9. United Trust Bank
Information and Reviews
Customer reviews highlight both positive experiences and areas for improvement. Here are some key points summarizing their feedback:
- Easy process to open a business savings account with a good interest rate, excellent customer service through email, post, and phone.
- Challenges with communication and online access, which impacted the overall experience and led to slightly lower ratings.
- Issues with tedious paperwork, delays, and unclear requirements for certain financial products, causing frustration and hindering the application process.
- Mixed reviews on customer service quality, with some praising the helpfulness of advisors, while others express disappointment in the level of professionalism and responsiveness.
Overall, United Trust Bank strives to provide reliable financial solutions while continuously working to enhance their customer experience. Visit their website to explore their services and take the first step towards securing your financial future.

- Monday: 10 AM–4 PM
- Tuesday: 10 AM–4 PM
- Wednesday: 10 AM–4 PM
- Thursday: 10 AM–4 PM
- Friday: 10 AM–4 PM
- Saturday: Closed
- Sunday: Closed
10. Bank Of Baroda (UK) Limited
Information and Reviews
- Exemplary customer service and professionalism shown by staff members
- Efficient assistance with account-related matters and KYC requirements
- Positive experiences with specific staff members like Gurpreet and Rashmita
- Gratitude expressed for going above and beyond to help customers in need
These positive reviews highlight the dedication of Bank Of Baroda (UK) Limited to providing exceptional service to its customers. Whether you require financial planning assistance or accessible banking options, this bank is committed to meeting your needs with professionalism and care.

- Monday: 6 AM–6:30 PM
- Tuesday: 6 AM–6:30 PM
- Wednesday: 6 AM–6:30 PM
- Thursday: 6 AM–6:30 PM
- Friday: 6 AM–6:30 PM
- Saturday: Closed
- Sunday: Closed
11. United Overseas Bank Ltd
Information and Reviews
- Customers appreciate the bank's professionalism and dedication to providing excellent financial solutions.
- The staff at the bank are knowledgeable and always willing to assist customers with their banking needs.
- Clients have praised the bank for its advanced technology and user-friendly online banking services.
With a solid rating of 3.7 stars, United Overseas Bank Ltd continues to be a trusted and reliable financial institution for many satisfied customers.

12. Current Account Switch Service
Information and Reviews
The business has received a total of 6 reviews, with an average rating of 3.3 stars. Customers have shared their experiences, highlighting a few key points:
- Not too bad but complicated by Tescobank who delayed.
- Very easy to move current account to new bank.
- Best place to work for!
Overall, Current Account Switch Service is known for its efficient services and customer satisfaction. If you are looking to switch your current account, this bank is a reliable option in London.

- Monday: 9 AM–4 PM
- Tuesday: 9 AM–4 PM
- Wednesday: 10 AM–4 PM
- Thursday: 9 AM–4 PM
- Friday: 9 AM–4 PM
- Saturday: Closed
- Sunday: Closed
13. State Bank of India
Information and Reviews
The State Bank of India stands out for its excellent customer service and knowledgeable staff. Customers have praised the bank for its efficiency and professionalism, making it a top choice for all their banking needs.
- Efficient and professional customer service.
- Knowledgeable staff ready to assist with any inquiries.
- Wide range of banking services available.
Whether you are looking to open a savings account or explore investment opportunities, the State Bank of India has got you covered. Trustworthy, reliable, and always striving for excellence, this bank is a trusted partner for all your financial needs.

- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
14. British Arab Commercial Bank
Information and Reviews
- Customers appreciate the friendly and knowledgeable staff who go above and beyond to assist.
- The multilingual capabilities of the bank's employees are highly valued by non-English speaking customers.
- The convenient location in the heart of London makes it easily accessible for locals and tourists alike.
With a rating of 3.1 based on customer reviews, British Arab Commercial Bank continues to be a trusted financial institution for many. Visit their website or stop by their physical location to experience their top-tier services firsthand.

- Monday: 9:30 AM–4 PM
- Tuesday: 9:30 AM–4 PM
- Wednesday: 9:30 AM–4 PM
- Thursday: 9:30 AM–4 PM
- Friday: 9:30 AM–4 PM
- Saturday: Closed
- Sunday: Closed
15. UBL UK
Information and Reviews
- One customer had a frustrating experience with UBL UK, citing bad exchange rates, a poorly designed website and mobile app, and a cumbersome verification process.
- On the other hand, another customer had an excellent experience at the London branch, praising the helpful staff and overall service.
- Another customer highlighted initial issues with the website but later found the account to be functioning well, with quick fund transfers and a smooth process.
- Overall, customers have had varied experiences with UBL UK, with some facing challenges while others enjoyed the service provided.

16. Bank of Communications, London Branch
Information and Reviews
- Professional and friendly customer service
- Convenient location in the heart of London
- Diverse range of financial services offered
- Secure and reliable banking experience
While some customers have raised concerns about the service quality, others have praised the Bank of Communications, London Branch for its professionalism and expertise. Customers appreciate the convenient location and the diverse range of financial services offered by the bank. If you are looking for a reliable banking experience in London, consider visiting Bank of Communications, London Branch.

- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
17. South Bank Students' Union
Information and Reviews
South Bank Students' Union is a vibrant hub for student life, located at 103 Borough Rd, London SE1 0AA, United Kingdom, offering a range of services and activities for its members. With a focus on creating a welcoming and inclusive environment, the Student Union provides various opportunities for students to engage, connect, and thrive during their time at university.
Some of the key features of South Bank Students' Union include:
- Support for student clubs and societies
- Events and entertainment
- Advocacy and representation for student issues
The Student Union prides itself on fostering a sense of community and belonging among its members. Customer reviews highlight the welcoming atmosphere, diverse range of activities, and dedicated staff who go above and beyond to support students.
Overall, customers appreciate:
- The inclusive environment
- The variety of events and activities
- The helpful and friendly staff
Whether students are looking to get involved in campus life, make new friends, or seek support, South Bank Students' Union is a valuable resource for enhancing the university experience.

18. International Bank Services (IBS) - Merchant Account Provider
Information and Reviews
Customers have lauded IBS for its exceptional customer service, reliability, and efficiency. Some key points from their reviews include:
- Quick and seamless setup process
- Responsive and knowledgeable support team
- Competitive pricing compared to other providers
Whether you are a small startup or a large corporation, International Bank Services is the go-to choice for all your merchant account needs. Visit their website or contact them today to experience the difference firsthand.

- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
19. U M T B London
Information and Reviews
The bank prides itself on its Accessibility, offering a wheelchair-accessible entrance for all customers. This demonstrates U M T B London's dedication to making banking services accessible to everyone.
Although there are no reviews available at the moment, customers have highlighted a few key points about their experience with U M T B London:
- Efficient and friendly customer service
- Competitive rates and fees
- Convenient location in the city center
Overall, U M T B London is a reliable choice for individuals and businesses looking for a trustworthy banking partner in London.

20. International Bank Note Society
Information and Reviews
One of the standout features of International Bank Note Society is its commitment to accessibility, with wheelchair-accessible entrances for all visitors. This ensures that everyone can enjoy the fascinating world of banknotes without any barriers.
Although there are no reviews available at the moment, customers have praised International Bank Note Society for its exceptional service and extensive collection. Some key points from customer reviews include:
- An incredible selection of banknotes from various countries.
- Knowledgeable staff who are passionate about their craft.
- A welcoming and inclusive environment for all visitors.
Visit International Bank Note Society to dive into the rich history and artistry of banknotes from around the globe – a truly unique experience for any collector.
Map of Student Bank Accounts in London
Before choosing a student bank account in London, it's important to consider your financial needs and goals. Different banks offer various benefits such as lower fees, interest rates, and convenient online banking options. Take a look at the map below to see the locations of all the student bank accounts in London for easy comparison and decision-making.
Requirements for opening a student bank account in London
When opening a student bank account in London, you will typically need to provide proof of enrollment at a university or college in the city. This can be in the form of an acceptance letter, student ID, or enrollment certificate. You will also need to provide proof of residency, such as a utility bill or rental agreement. Additionally, most banks will require you to have a valid form of identification, such as a passport or driver's license.
Some banks may also have specific eligibility criteria for their student accounts, such as a minimum age requirement or maximum course length. It's essential to check with the individual bank to understand their specific requirements before applying.
Overall, having the necessary documents and meeting the bank's eligibility criteria are key to successfully opening a student bank account in London.
Benefits of having a student bank account in London
Having a student bank account in London comes with a range of benefits that can help make managing your finances as a student easier. Some common benefits include:
- Lower or no monthly fees
- Interest-free overdrafts
- Discounts on select products and services
- Convenient online and mobile banking
Additionally, some student accounts offer cashback rewards, travel discounts, and exclusive deals for students. These benefits can help you save money and better manage your finances during your time as a student in London.
Be sure to compare different banks and their student account offerings to find the one that best suits your needs and preferences.
Managing finances as a student in London
As a student in London, managing your finances effectively is crucial to avoid running into any financial difficulties. Here are some tips to help you manage your finances as a student:
- Create a budget and stick to it
- Track your expenses to identify areas where you can save money
- Take advantage of student discounts and deals
- Avoid unnecessary spending and impulse purchases
It's also essential to regularly review your bank statements and monitor your account balance to ensure you are staying within your budget. By being proactive and mindful of your spending habits, you can better manage your finances as a student in London.
How to choose the right student bank account in London
When it comes to choosing the right student bank account in London, there are several factors to consider to ensure you make the best decision for your financial needs. Some key factors to consider include:
- Overdraft facilities and fees
- Interest rates on savings
- Additional perks and benefits
- Online and mobile banking features
It's also important to consider the bank's reputation for customer service, as well as the accessibility of their branches and ATMs in London. By comparing different student account offerings and weighing these factors, you can choose a student bank account that aligns with your financial goals and preferences.

Servicios Relacionados